News Flash

News & Announcements

Posted on: April 8, 2020

Community Rating System Reduces Flood Insurance Cost

Neighborhood Flood

For owners of properties in a flood zone, the cost of flood insurance premiums can be staggering, so what can the City of Concord do to help?

Since 2007, the City has participated in the Community Rating System (CRS), which is part of the National Flood Insurance Program, regulated under the Federal Emergency Management Agency (FEMA). 

By participating in the CRS, Concord is designated as a class level, which earns a percent discount for all flood insurance policyholders within the City. 

In 2019, Concord underwent its 5-year Cycle visit for recertification as a CRS Community, which involved a nearly yearlong process of documentation and review. 

Since 2013, the City of Concord has been designated as a Class 7 Community, which equated to a 15% discount on flood insurance policies for residents and businesses in Concord.   

In May 2020, based on the successful work of staff in preparing for the 5-year Cycle visit, the City will officially receive an upgrade to a Class 6 Community, which in turn will increase the discount received by Concord policyholders to 20%. 

As part of its participation in the CRS, the City of Concord provides a breadth of services, information, outreach, assistance, and enforcement regarding floodplain management and protection. These services include: 

  • Keeping copies of all elevation certificates, which are posted on the City’s website 
  • Maintaining records of flood insurance rate maps and letters of map change 
  • Helping customers identify properties located in the Special Flood Hazard Area and/or the floodway 
  • Guiding the public on determining the base flood elevation, where available 
  • Retaining certified floodplain managers on staff to provide technical assistance 
  • Offering to conduct flood protection assistance visits upon request 
  • Updating the City’s GIS mapping system to include the latest FEMA flood zone information 
  • Sharing FEMA publications and flood protection materials at the Contra Costa Library  

In addition, the City provides outreach throughout the year, which includes: 

  • Annual mailings to local realtors, insurance agents, and mortgage lenders, explaining the City’s services identifying flood hazards, insurance requirements, official records, and guides to FEMA processes 
  • Citywide flood brochures enclosed in the Parks & Rec Activity Guide each Fall 
  • Annual mailing of flood hazard information to properties located within or adjacent to the Special Flood Hazard Area, also known as the 100-year Floodplain 
  • Posting updates, advisories, and information of interest via social media, regarding preparation before a major storm, City services, changes to FEMA flood zones, and locations for free sandbags provided by Public Works  

For more information, please visit here.

More information
Facebook Twitter Email

Other News in News & Announcements

virus image

Contra Costa Enters Orange Tier

Posted on: October 28, 2020
red white blue vote buttons

Election Information for Concord Voters

Posted on: October 6, 2020
orange and green kids playground

City Playgrounds Opening Oct. 1

Posted on: September 30, 2020
hand with gloves holding needle and vile of flu vaccination medicine

Free Flu Shots Available

Posted on: September 24, 2020
Lime Ridge Open Space Sign in the Park

Open Spaces Closed Until 10/17

Posted on: October 14, 2020
Outdoor thermometer over 100 degrees

Cooling Center Open Oct. 1

Posted on: September 26, 2020
Small Business Grant Program

City Awards Grants to 130 Small Businesses

Posted on: September 17, 2020
ballot box at city hall - version 2

Permanent Ballot Box at City Hall

Posted on: September 16, 2020
wildfire preparation guide book

Heat, Smoke and Fire Danger

Posted on: September 6, 2020
Outdoor thermometer over 100 degrees

Cooling Center Open Again Sept. 8

Posted on: September 3, 2020
kids dressed in halloween costumes

Full-Day Childcare Program Launched

Posted on: August 26, 2020
social media icons

Tools to Keep You Informed

Posted on: August 21, 2020
Graphic dial indicating air quality level

Spare the Air Alert Issued

Posted on: August 19, 2020
Outdoor thermometer over 100 degrees

Cooling Center Extended to 8/19

Posted on: August 13, 2020
Central Sanitation sewage treatment plant

Sewer Rate Increases Reduced

Posted on: July 23, 2020
Interior of Concord council chamber

How to Provide Public Comment

Posted on: July 6, 2020
concord 4th of July graphic

Join Us for a Virtual Parade

Posted on: July 2, 2020
outdoor fire being extinguished by firefighter

Fireworks are Illegal

Posted on: July 1, 2020
Graphic announcing timeline delay

County Delays Reopening Timeline

Posted on: June 30, 2020
Police Chief Mark Bustillos

Chief Responds to "8 Can't Wait"

Posted on: June 16, 2020
Bay Area Health Order graphic

Health Order Still in Effect

Posted on: May 8, 2020
Census graphic of people

Be Counted, Concord!

Posted on: May 1, 2020
stay home order graphic

Stay-Home Order Extended to May 31

Posted on: April 29, 2020
Concord First Social Media graphic

New Resources for Local Businesses

Posted on: April 27, 2020
Eviction Moratorium Graphic

Details about Eviction Moratorium

Posted on: April 2, 2020
Police Chief Guy Swanger

Chief Swanger Retires

Posted on: April 2, 2020
Stay home graphic

Stay Home Order Extended to May 3

Posted on: March 31, 2020
corona virus image of molecule

Response to COVID-19

Posted on: March 10, 2020
Concord BART Station

New BART Schedule

Posted on: February 24, 2020
corona virus image of molecule

Monitoring News of COVID-19

Posted on: February 28, 2020
two people reviewing budget charts and graphs

Mid-Year Budget Review 2/25

Posted on: February 21, 2020
Mayor Tim McGallian

State of the City

Posted on: February 5, 2020
two people reviewing budget charts and graphs

New Online Tools & Survey

Posted on: November 14, 2019
Hands texting 911 on a cell phone

Text-to-911 Available Sept. 16

Posted on: September 12, 2019
Two employees working, text reads "Prioritizing our Tomorrow"

Community Meetings Announced

Posted on: September 17, 2019